Meet The Palmetto Coast Lending Team

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

The Palmetto Coast Lending Team

Loan Officer Team

Licensed in: SC, NC, VA

Proactive Communication

Ashley stands out for keeping clients informed at every stage of the loan process. Her team’s consistent, proactive updates eliminate surprises and reduce stress, building trust and confidence from application to closing.

Tailored Financial Guidance

With a strong background in personal finance and a deep understanding of a wide range of loan products, Ashley and her team provide guidance that is both precise and personalized. They are known for aligning each client with the loan that best fits their goals and financial situation.

The Palmetto Coast Lending Team

Loan Officer Team

Licensed in: SC, NC, VA

Proactive Communication

Ashley stands out for keeping clients informed at every stage of the loan process. Her team’s consistent, proactive updates eliminate surprises and reduce stress, building trust and confidence from application to closing.

Tailored Financial Guidance

With a strong background in personal finance and a deep understanding of a wide range of loan products, Ashley and her team provide guidance that is both precise and personalized. They are known for aligning each client with the loan that best fits their goals and financial situation.

About Team

Turning Dreams into Reality, One Home at a Time

At The Palmetto Coast Lending Team, we’re passionate about turning your homeownership dreams into reality. With our personalized service and commitment to a seamless experience, we ensure that the journey to owning your home is as smooth and stress-free as possible.

In today’s fast-paced market, having an expert home loan professional by your side is crucial. We’re here to provide you with swift, precise guidance and a comprehensive range of financing options, including VA, FHA, USDA, and JUMBO loans. Whether you’re buying your first home, a vacation getaway, or an investment property, we’ve got the expertise to support you every step of the way.

We’re excited to partner with you on this important journey!

Team Members

Meet the Team

See how our dedicated mortgage team helped clients achieve their homeownership goals.

Ashley Bartol, Mortgage Loan Officer
Ashley Bartol
Loan Officer
NMLS #733519
Stacy-Todd-Headshot-webp
Stacy Todd
Loan Officer
NMLS #2806693

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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Southern Trust was amazing to work with and made the process so easy!

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Paige Grindstaff

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Hi, Its amazing to work with you.

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Arpit Saxena

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Had a great experience

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Gaurav Shrivastava

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great experience, Chris Daly is the best loan officer ever!!

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sally holt

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My husband and I would like to thank Mr. Wes Flowers and team for their dedication and persistence in helping us secure a loan. From the beginning they took the time to truly understand our situation and worked tirelessly to find a solution that would make our property purchase possible. Their hard work made something that once seemed impossible become a reality.

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waperry1515

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STM has helped us refinance our home twice now. The process was streamlined and stress free each time. Would recommend them for anyone looking for a local lending expert.

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Evan Pereira

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Very quick turnaround to close.

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Danny Evix

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Friendly, Professional, handled all forms quickly and answered questions exactly.

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Dan Maerzke

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Jake and his team were professional and very timely. We appreciate all of their hard work in helping us secure our new home! We will be sure to recommend in the future to friends and family. Thanks!

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Drew Jones

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It’s always a pleasure working with Southern Trust Mortgage, LLC! Thanks to Mark for a smooth transaction!!

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Susan Davis

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The Palmetto Coast Lending Team

Loan Officer Team

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Resources

Essential Homebuyer Resources

See how our clients achieved their homeownership goals with us.

The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

Estimate your monthly payment and apply with confidence!

Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your loan officer.

Ready to Buy a Home or Refinance?

From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.