Meet Our Loan Officer Stacy Todd
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Detail-Oriented Problem Solver
Focused on every detail, Stacy ensures nothing falls through the cracks. Her proactive approach helps clients avoid common pitfalls, creating a smoother, faster mortgage experience from pre-approval to closing day.
Always Accessible & Reliable
Stacy is known for her unmatched availability and responsiveness. Whether it’s a quick question or an urgent update, clients trust that Stacy is just a call or message away—bringing reassurance, clarity, and peace of mind at every step of the loan process.
About Stacy
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Reliable, Transparent, Supportive
Quality You Can Trust
Stacy's commitment to her family is central to both her personal and professional life. She understands that homeownership is about more than just purchasing property—it's about creating a stable and lasting environment for families. This perspective informs how she interacts with her clients, treating them as extended family members. She listens attentively to their needs and strives to guide them to homeownership solutions that support long-term stability and growth.
In the ever-changing landscape of home financing, Stacy Todd stands out for quality and integrity you can trust. As a dedicated mortgage professional, she has earned a reputation built on transparency and reliability. Stacy Todd is committed to providing clients with a smooth mortgage experience. Past clients and industry professionals’ credit Stacy Todd as the gold standard for how the mortgage process should happen. When homebuyers choose Stacy Todd, they are choosing a partner committed to the highest level of service.
Lender for Life
With over 15 years of experience in the financial industry, Ashley has earned a reputation for integrity and dedication. She builds long-lasting relationships with her clients through transparent communication, thoughtful advice, and consistent follow-through. Her clients return to her and refer others because they trust her commitment to delivering results with care. Her approach is not just about closing loans, but about ensuring each client’s financial security and success.
Stacy Todd is not focused on a single transaction; the goal is to be a Lender for Life, guiding clients through every stage of their homebuying journey, from the first starter home to forever home. This focus on long-term partnership means clients receive proactive advice on when to refinance, how to leverage home equity for renovations, and strategic planning for investment properties. Stacy Todd’s consistent communication, annual mortgage reviews, and commitment to personalized service are why the majority of her business comes from happy, returning clients.
Commitment to Communication
Stacy’s in-depth knowledge of various home loan programs, including VA, FHA, USDA, and First-Time Homebuyer options, allows her to deliver personalized financing solutions for each client. Whether assisting first-time buyers or guiding families through refinancing, Ashley ensures they fully understand their choices and receive the most suitable loan for their needs. Her solution-focused approach instills clarity and confidence in every financial decision.
Stacy Todd understands that the most stressful part of the buying process is the mortgage. Stacy Todd makes a personal commitment to clear, consistent communication from day one. As a dedicated Southern Trust lender, Stacy Todd utilizes an advanced mobile app to provide real-time status updates and secure portal for required documents. Both clients and their real estate agents know exactly where the loan stands and what will happen next. She excels at being a true guide, anticipating client questions and delivering critical information timely, to not cause any closing delays.
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What Makes Us Stand Out
With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.
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From Dreams to Keys
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.