Meet the Team

Pat Miller Team

Pat Miller Headshot
Pat Miller
Loan Officer
NMLS #698968

Steve Hawley Headshot
Steve Hawley
Loan Officer
NMLS #1813927

Chelsea Hietpas Headshot
Chelsea Hietpas
Loan Officer
NMLS #2019739

Ashley Guy Headshot
Ashley Guy
Loan Officer Assistant
NMLS #2142379

Sarah Blumling Headshot
Sarah Blumling
Loan Officer Assistant

Christina Drewry Headshot
Christina Drewry
Marketing Assistant

Welcome to the Pat Miller Mortgage Team at Southern Trust Mortgage.

We know our clients are all unique, and we pride ourselves in providing individualized service to help make their homeownership dreams come true. For referral partners, we offer the comfort of knowing your clients are in well-qualified hands and we aim to provide a smooth and seamless experience. We enjoy seeing everyone still smiling at the closing table!

Whether you’re a first-time buyer, purchasing your fourth home, eligible for a VA loan, looking to buy an investment property or second home, or considering refinancing your current mortgage, we have a loan program that will best serve you. At Southern Trust Mortgage, we have the experience, knowledge, and tools to ensure our clients receive the best pricing and loan program for their needs.

We offer a wide array of home loan programs, including first-time homebuyers, VA, jumbo loans, USDA, FHA, new construction, and conventional loans. We are licensed in 10+ states on the East Coast, including Virginia, North Carolina, DC, Florida, Maryland, Delaware, Georgia, Ohio, Pennsylvania, South Carolina, Tennessee, West Virginia, New Jersey, and Alabama.

At Southern Trust Mortgage we are with our clients every step of the way. We pride overserves on ensuring your experience is smooth and every detail is attended to, allowing you to close on time.

We treat our clients like our friends, neighbors, and family because often they are.

We look forward to working with you!

Contact The Pat Miller Team

Let's Get In Touch

Send a message below or give us a call at 757-390-6314.

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The Pat Miller Team

Loan Officer Team


295 Bendix Road, Suite 400
Virginia Beach, VA 23452



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