Meet the Team

Daniel Solis
Loan Officer
NMLS #1407785

Phil Biever
Loan Officer Assistant
NMLS #2318358

Angelina Esterline Headshot
Angelina Esterline
Production Assistant


In-House Specialists

Cheryl Young Headshot

Cheryl Young

VP – Project Approval Manager (Condos & PUDs)

Cheryl is a Condo Specialist with 29 years of experience in the mortgage industry. Cheryl works alongside local Builders and HOA’s to obtain Fannie Mae, FHA, and VA Condominium Approvals. Cheryl’s expertise includes FHA DELRAP authority.

Southern Trust Mortgage also features a non-warrantable condominium program, which allows condotel financing, in addition to projects that do not meet conventional condominium requirements. Contact Wes for more information about this program!

Mike McNamara Headshot

Mike McNamara

VP – Credit Mortgage Expert

Mike has 32 years of experience in credit reporting, credit rescoring, and training. He works daily with Southern Trust Loan Officers to help guide their borrowers in the improvement of their credit reports to ensure qualification, best interest rate, and best possible mortgage insurance rate.

          Let us help ​you finance ​your dream ​home. Whether you’re buying, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who gives you quick and accurate financial advice. Our experienced loan officers have the knowledge and expertise you need to explore the many financing options available. Our responsibility as mortgage professionals is to determine what a customer’s financial goals are, not just quote a rate. We have access to hundreds of loan programs, allowing us to arrange the most beneficial solution. Ensuring that you make the right choice for you and your family is our ultimate goal. We are committed to providing customers with mortgage services that exceed their expectations.

Let's Get In Touch

Send a message below or give us a call at 757-237-9408.

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Daniel Solis

Loan Officer Team


295 Bendix Rd, Suite 400
Virginia Beach VA 23452



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