Your Loan Officer

Andrew Kellam

Branch Manager / Loan Officer

NMLS #200234

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We are proud Andrew has been with Southern Trust Mortgage for over 20 years.

Andrew is proud to specialize in many home loan programs including first-time homebuyers, FHA, VA, and conventional loans. Currently, he is licensed in every Coastal state from NJ to FL, although his concentration is in his own back yard of Hampton Roads, VA.

A Virginia Beach native, Andrew graduated from Cox High School and continued his education at Virginia Tech, where he received his Bachelors in Chemical Engineering – go Hokies! Andrew is known for his vast mortgage product knowledge and excels at advising his team of loan officers and clients. His focus this year is offering high-value client consultations in navigating the tedious underwriting and compliance requirements of today’s mortgage environment. Andrew is an avid golfer and fisherman. He also enjoys traveling with his family and friends and is especially proud of his family which include his wife of 8 years and 2 young children that keep him busy!


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Your Loan Officer

Andrew Kellam

Branch Manager / Loan Officer
NMLS #200234


4433 Corporation Lane Suite 300
Virginia Beach, Virginia 23462



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