The Key to Bringing You Home
We know our clients are all unique, and we pride ourselves on providing individualized service to help make their homeownership dreams come true. We offer the comfort of knowing your clients are in well-qualified hands for referral partners, and we aim to provide a smooth and seamless experience. We enjoy seeing everyone still smiling at the closing table!
We look forward to working with you!
Ready to take the next step?
Click here to schedule a consultation today!
¿Prefieres hablar español? ¡Te tenemos cubierto! Aplica en línea con el botón de abajo.
Meet the Team
Pat Miller
Sr. Loan Officer | Area Sales Manager
NMLS #698968
Steve Hawley
Loan Officer
NMLS #1813927
Chelsea Hietpas
Loan Officer
NMLS #2019739
Sarah Blumling
Loan Officer / Sr. Production Coordinator
NMLS# 775740
Adam Asuega
Loan Officer – Sr. Mortgage Advisor
NMLS# 2581204
Juan Martillo
Loan Officer
NMLS# 2779258
Christina Drewry
Marketing Assistant
In-House Specialists
Cheryl Young
VP – Project Approval Manager (Condos & PUDs)
Cheryl is a Condo Specialist with 29 years of experience in the mortgage industry. Cheryl works alongside local Builders and HOA’s to obtain Fannie Mae, FHA, and VA Condominium Approvals. Cheryl’s expertise includes FHA DELRAP authority.
Southern Trust Mortgage also features a non-warrantable condominium program, which allows condotel financing, in addition to projects that do not meet conventional condominium requirements. Contact Wes for more information about this program!
VP – Credit Mortgage Expert
Mike has 32 years of experience in credit reporting, credit rescoring, and training. He works daily with Southern Trust Loan Officers to help guide their borrowers in the improvement of their credit reports to ensure qualification, best interest rate, and best possible mortgage insurance rate.
¡Juan habla español!
Dado que las condiciones del mercado y los programas hipotecarios cambian con frecuencia, es importante trabajar con un profesional que pueda brindar orientación financiera rápida y precisa.
Juan y el equipo de Pat Miller están comprometidos a ofrecer un servicio excelente y a ayudarte a tomar la mejor decisión sobre la hipoteca que mejor se adapte a tus necesidades. Ya sea que estés comprando tu primera casa, una casa de vacaciones o una propiedad de inversión, pueden ofrecerte opciones para que elijas la que más te conviene. Estas incluyen comúnmente préstamos VA, FHA, USDA y convencionales. Los compradores de vivienda por primera vez, con o sin asistencia para el pago inicial, son un área en la que nos especializamos.
Contáctanos si tienes preguntas durante este proceso y permíteme guiarte hacia tu nuevo hogar.
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The Pat Miller Team
Loan Officer Team
Address
295 Bendix Road, Suite 400
Virginia Beach, VA 23452
Phone
