Ready to Buy a Home or Refinance? We Can Help.

Founded in 1998, Southern Trust Mortgage is a full-service mortgage lender offering a diverse product line designed to compliment any borrower's needs. Southern Trust Mortgage is a DIRECT lender. As a direct lender, we control every step of the mortgage, from pre-qualification to in-house underwriting, through funding. So when we say "APPROVED" you can proceed with confidence.
  • First step to homeownership
  • Upfront pre-qualification program
  • Stronger buyer in today's market
  • No Down Payment
  • No Private Mortgage Insurance
  • Competitive Rates
  • FHA Streamline
  • Low Down Payment
  • Credit as low as 600
  • 203K Rehab Loans
  • 100% Financing
  • $0 down payment
  • Flexible Credit Guidelines
  • NOT Just For Farmers
  • 5% Down Jumbo Loan
  • No Mortgage Insurance
  • $300,000 to $729,750
  • Law-Enforcement
  • Teachers
  • Firefighters
  • EMTs
  • HECM Fixed
  • HECM Line of Credit
  • HECM For Purchase

Much has been made lately over the propensity of so-called millennials, the demographic cohort which is now

Donna Harrington Joins of Virginia Beach Branch as a Reverse Mortgage Specialist

With over 12 years of experiece in banking, reverse mortgage and finance industry, Donna has helped numerous senior homeowners have more financial flexibility in their retirement by using the HECM...

Sign Up For Rate Watch

*Rates emailed to you regularly

*Notification when your goal rate occurs