Ready to Buy a Home or Refinance? We Can Help.

Founded in 1998, Southern Trust Mortgage is a full-service mortgage lender offering a diverse product line designed to compliment any borrower's needs. Southern Trust Mortgage is a DIRECT lender. As a direct lender, we control every step of the mortgage, from pre-qualification to in-house underwriting, through funding. So when we say "APPROVED" you can proceed with confidence.
  • First step to homeownership
  • Upfront pre-qualification program
  • Stronger buyer in today's market
  • No Down Payment
  • No Private Mortgage Insurance
  • Competitive Rates
  • 100% Financing
  • $0 down payment
  • Flexible Credit Guidelines
  • NOT Just For Farmers
  • 5% Down Jumbo Loan
  • No Mortgage Insurance
  • $300,000 to $729,750
  • Law-Enforcement
  • Teachers
  • Firefighters
  • EMTs
  • HECM Fixed
  • HECM Line of Credit
  • HECM For Purchase
Fannie Mae's writers use the word "stable" repeatedly to describe many of the findings from its fourth quarter 2014 Mortgage Lender
Michael Zimmerman joins our Virginia Beach branch as a Mortgage Loan Officer

As a tenured professional in the mortgage industry, Michael attributes success to his excellent customer service skills and always keeping the needs of his client first.

STM Real Estate Agents Network

STM has created a network of Realtors to help borrowers with their real estate needs.

Feel free to browse agent's profiles and contact them directly.

Type in the area to find a list local agents, or search by agent's/office name