Meet the Team

Rick Hennen
Loan Officer
NMLS #662158

Bethany Lauman Headshot
Bethany Lauman
Loan Officer
NMLS #2400390

We know our clients are all unique, and we pride ourselves on providing individualized service to help make their homeownership dreams come true. We offer the comfort of knowing your clients are in well-qualified hands for referral partners, and we aim to provide a smooth and seamless experience. We enjoy seeing everyone still smiling at the closing table!

Whether you’re a first-time buyer, purchasing your fourth home, eligible for a VA loan, looking to buy an investment property or second home, or considering refinancing your current mortgage, we have a loan program that will best serve you. At Southern Trust Mortgage, we have the experience, knowledge, and tools to ensure our clients receive the best pricing and loan program for their needs.

We offer a wide array of home loan programs, including first-time homebuyers, VA, jumbo loans, USDA, FHA, new construction, and conventional loans.

At Southern Trust Mortgage, we guide our clients every step of the way. We pride overserves on ensuring your experience is smooth, and every detail is attended to, allowing you to close on time.

We treat our clients like our friends, neighbors, and family because often they are.

We look forward to working with you!


Let's Get In Touch

Send a message below or give us a call at 410-858-8853.

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The Rick Hennen Team

Loan Officer Team


170 Jennifer Rd, Suite 335
Annapolis, Maryland 21401



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