Meet Our Branch Manager Courtland Parnell

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Courtland Parnell

Branch Manager

(83 Reviews)

NMLS# 1401188

Licensed in: NC, SC, VA

Exceptional Communication Skills

Quick, clear, and responsive communication keeps clients informed at every step, making complex mortgage details easy to understand and creating a more confident home-buying experience.

Client-Centered Guidance

Patient, thorough, and genuinely caring support is tailored to each buyer’s needs, helping first-time and experienced home-buyers navigate the mortgage process with ease and peace of mind.

About Courtland

Get To Know Me

Patient, Reliable, Supportive

Tech Driven Mortgage Solutions

For Courtland Parnell, family is the foundation of everything he does. Their love, encouragement, and support fuel his passion for helping others find a place to call home. He believes that the joy and security a home provides should reflect the warmth he experiences with his own family, and he brings that same heartfelt care into every client relationship he builds.

Courtland Parnell combines the efficiency of cutting-edge mortgage technology with the expertise of personalized service. As a Southern Trust Mortgage lender, He offers a digital application process, allowing clients to securely upload documents, track loan status in real-time, and sign disclosures from anywhere. This tech-driven approach drastically reduces paperwork and speeds up approval times. Courtland Parnell believes technology should enhance, not replace, human connection, ensuring you always have a dedicated professional available for guidance, support and questions.

Flexible Options

Courtland Parnell is driven by a desire to leave behind a legacy of trust, service, and meaningful impact. To him, success isn’t just about closing loans—it’s about making a genuine difference in people’s lives. His goal is to be remembered as a professional who led with honesty, dedication, and heart, helping countless families achieve their dreams of homeownership.

Your life doesn’t fit in a one-size-fits all mold, and your mortgage shouldn’t either. Courtland specializes in providing financial flexibility, offering solutions for low down payments, down payment assistance programs, and various ways to structure your loan to best support your buying goals. He will explore all available Southern Trust products, from specialized first-time buyer options to renovation loans, a custom-fit perfect mortgage solution just for you! Courtland’s mission is to unlock homeownership by offering flexible terms that align with your current and future goals.

Empowerment Through Education

With a deep understanding of the mortgage process, Courtland Parnell makes even the most complex steps feel clear and manageable. His patient, thorough guidance is tailored to each client’s unique needs. Whether working with first-time buyers or seasoned homeowners, Courtland is committed to delivering a smooth, confident, and stress-free homebuying experience.

The mortgage process shouldn’t be confusing, and with Courtland Parnell, it isn’t. He is a passionate educator committed to breaking down the entire lending journey in an easy to understand way. Courtland Parnell takes the time to thoroughly explain the differences between APR and interest rate, the ability to secure downpayment assistance or grant programs, and the benefit of choosing a specific loan product. His goal is to ensure every Southern Trust client is confident and empowered to make the best financial decision for their family. Never hesitate to ask a question, because Courtland Parnell is here to make you a well-informed borrower.

Resources

Essential Homebuyer Resources

See how our clients achieved their homeownership goals with us.

The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

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Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your Loan officer.

What Makes Us Stand Out

Proven Lending Results Backed by Experience

With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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Courtland and his team are great. Had an appraisal issue with a different lender and Courtland had the problem fixed and ready to close in less than a week.

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Nick Law

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Courtland is very responsive and never left a question unanswered. Courtland provided guidance and suggestions along the entire financial journey in order for me to buy a home in OIB, NC. I have bought and sold numerous houses and Courtland made it plain, simple and clear from the start if I was wasting my time or not because that is what I had asked of him. He even went the extra mile with the pre-approval by asking me for data that would make the underwriting process even more efficient. There is a strong trust with Courtland now and I will go to him and/or refer others to him without a doubt. Thank you my new southern friend!!

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Theresa Sikel

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My Wife and I started out in March seriously considering buying a new home, Courtland came to our rescue. We proceeded with a heavy load on Courtland’s shoulders, he made us feel at ease with walking us through the entire process from beginning to the end. Today was our closing, if it wasn’t for the expert advice from Courtland and his team this wouldn’t have been possible. I recommend Courtland and Southern Trust Bank, for the excellent service. Thanks Charlie & Karen Hall

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Charlie Hall

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Courtland was very responsive and helpful during the entire loan process.

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Samantha Storti

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Courtland Parnell was a delight to work with and was truly exceptional from start to finish. He is knowledgeable, responsive, and genuinely had our best interests at heart through every step of our home-buying process. He took the time to explain everything clearly and made sure we fully understood all of our options. He facilitated every detail and made what could have been a painstaking experience feel smooth and manageable. Courtland was always available to answer questions, offer honest advice, and advocate for us with professionalism and confidence. We never felt rushed or pressured, just supported. If you’re looking for a top-notch lender who is trustworthy, hardworking, and goes above and beyond for his clients, Courtland is the one. We couldn’t recommend him more highly!

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Hannah Ensing

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Working with Courtland was an outstanding experience when I needed a mortgage to buy my home. From the very beginning, Courtland took the time to understand my financial situation and goals, explaining every step of the process clearly and patiently. What impressed me most was his ability to make a complex and sometimes stressful process feel manageable and straightforward. -Expert Guidance: Courtland provided knowledgeable advice on loan options, interest rates, and the best strategies for my situation. -Clear Communication: He was always available to answer questions, keeping me informed and confident throughout the process. -Personalized Support: Courtland treated my needs with care, ensuring I felt supported not just as a client, but as a person making one of the biggest financial decisions of my life. -Efficiency: He worked diligently to make sure everything stayed on track, helping me close on time without unnecessary delays. I highly recommend Courtland to anyone seeking financial guidance, especially when navigating the mortgage process. His professionalism, expertise, and genuine commitment to his clients make him an invaluable resource for achieving homeownership.

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Heather Zotter

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Seamless start to finish! We couldn’t have been happier with the loan process. Courtland was professional and supportive throughout the entire process! He offered competitive rates, communicated every step of the way and closed our loan quickly! Thank you!

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Brittney Crosson

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Courtland helped us greatly with the financing of our new home in Wilmington NC. He was extremely responsive and efficient. He was thoroughly professional yet personable. Thanks very much to Courtland.

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Richard Wood

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⭐⭐⭐⭐⭐ Working with Courtland Parnell at Southern Trust Mortgage was an absolute pleasure! The transaction went incredibly smoothly and we closed right on time. As an agent, I truly appreciated the clear communication and professionalism throughout the process. My client was thrilled with the experience, and I can confidently say that Courtland delivered a remarkable lending experience for both of us. Looking forward to working together again soon! — Bolivar Hernandez, Pura Vida Realty International

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Bolivar G Hernandez

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We had an outstanding experience working with Courtland and the team at Southern Trust. The process of buying a second home went extremely smoothly and Courtland was always readily available for questions or help. If needed, I would definitely use Southern Trust again and will recommend them to friends.

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Erik Blair

Courtland Parnell, Mortgage Loan Officer

Courtland Parnell

NMLS# 1401188

Branch Manager

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From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.