This Cookie Policy explains how Southern Trust Mortgage ("we", "us", or "our") uses cookies and similar technologies when you visit our website (“Website”). It explains what cookies are, how they are used, and the options available to you regarding their use.
What Are Cookies?
Cookies are small text files stored on your device when you visit a website. They support core website operations, enhance security, improve usability, and help website owners understand how visitors interact with their content.
Types of Cookies We Use
Necessary Cookies
Necessary cookies are required for the Website to operate correctly and securely. They support essential functions such as page navigation, secure form submissions, session management, and protection against unauthorized access.
Because Southern Trust Mortgage provides mortgage-related services that involve sensitive financial information, these cookies play a critical role in safeguarding interactions with the Website. They help protect confidential data, maintain secure user sessions, and support compliance with financial and privacy requirements. These cookies are not used for marketing purposes and do not track browsing activity outside the Website.
Functional Cookies
Functional cookies support enhanced usability and personalization. They remember choices such as language preferences, region, or form progress, allowing for a smoother experience when returning to the Website.
For example, functional cookies may retain information entered into mortgage inquiry forms during a single visit, support secure document uploads, or enable interactive tools used during the mortgage research process. These cookies help maintain consistency across pages without storing sensitive financial or banking details.
Analytics Cookies
Analytics cookies collect aggregated information about how visitors use the Website. This includes data such as page views, time spent on pages, traffic sources, and general navigation patterns.
The information gathered is used to evaluate website performance, improve content structure, and refine user experience. Analytics cookies do not identify individual visitors and do not collect personal financial data. In some cases, third-party analytics services such as Google Analytics may place cookies on our behalf to help analyze overall website usage.
Performance Cookies
Performance cookies focus on the technical operation of the Website. They measure factors such as page loading speed, system responsiveness, error reporting, and server performance.
These cookies help identify and resolve technical issues, reduce downtime, and maintain reliable access to online mortgage resources and secure forms. Performance cookies do not collect personal or financial information.
Advertising Cookies
Advertising cookies are used to help deliver relevant marketing and informational content related to mortgage products and financial services. They may track general browsing behavior on the Website in order to present advertisements that align with user interests.
In some cases, advertising cookies may be placed by trusted third-party advertising or marketing partners. These cookies do not provide access to confidential mortgage applications, financial records, or sensitive personal data. Their purpose is limited to improving the relevance of promotional content and measuring the effectiveness of advertising campaigns.
How We Use Cookies
Cookies support secure website operations, maintain system stability, improve usability, and help us understand general visitor behavior. They assist in protecting sensitive interactions, improving page performance, and evaluating how visitors engage with informational content related to mortgage services.
Managing Your Preferences
When you visit the Website, you may adjust your cookie preferences through the cookie settings tool. You may accept all cookies, limit certain categories, or withdraw consent at any time by selecting the cookie management option available on the Website.
Most web browsers also provide controls to block or delete cookies. Please note that restricting certain cookies may affect how some features of the Website function, particularly secure forms and interactive tools related to mortgage inquiries.
Third-Party Cookies
Some cookies used on the Website are placed by trusted third-party service providers. Analytics providers may use cookies to collect aggregated usage data to help us understand website performance. These cookies are governed by the policies of the providers that issue them.
Southern Trust Mortgage does not allow third-party cookies to access confidential mortgage data, banking details, or personally identifiable financial information. Any third-party services used on the Website are selected with attention to security, privacy, and regulatory considerations.
Changes to This Cookie Policy
This Cookie Policy may be updated periodically to reflect changes in legal requirements, technology, or website functionality. When updates occur, the revised version will be published on this page and the “Last Updated” date will be revised accordingly.
We encourage visitors to review this policy regularly to remain informed about how cookies are used and how website practices may evolve over time.
Contact
If you have questions or concerns regarding this Cookie Policy or the use of cookies on the Website, you may contact Southern Trust Mortgage through the Contact Us form available on the Website. Inquiries related to website privacy, security practices, or cookie usage will be addressed through this channel.