Meet Our Mortgage Loan officer Chris Daly

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Chris Daly

Mortgage Loan officer

NMLS #68584

Licensed in: SC, NC, VA, FL, TN

Proactive communication

Clients receive clear, timely updates at every step, ensuring they feel informed, supported, and confident throughout the lending process. Questions are anticipated and answered quickly, making the entire home-buying experience much smoother and less stressful.

Exceptional service

Each client experiences personalized attention and genuine care, creating a smooth, enjoyable journey to homeownership. Every need is prioritized, with clear guidance and support that builds lasting trust, confidence, and satisfaction throughout the lending process.

About Chris

Get To Know Me

Driven, Genuine & Knowledgeable

Efficiency and On-Time Closings

Chris's strong family values inspire the way he approaches every client relationship. He treats each client like family, prioritizing their needs and fostering trust. This personal touch ensures he listens attentively, provides clear guidance, and creates a comfortable experience throughout the home-buying journey, ultimately making his clients feel valued, heard, and supported

Chris Daly is recognized across the South Carolina, Florida, North Carolina, Virginia, Tennessee, Maryland market as a leading professional in mortgage financing. With a deep understanding of the current lending guidelines, He leverages Southern Trust’s tools and processes to minimize the time between application and closing. First-time homebuyers and experienced investors alike turn to Chris Daly for a fast and reliable homebuying process. He doesn’t just promise a positive lending experience; He delivers a hassle-free path to the closing table, ensuring clients can compete with others offers and move into their new home without stress.

The Creative Problem Solver

Chris’s commitment to service drives him to exceed expectations with every client he serves. His dedication to providing a seamless, stress-free experience is rooted in a legacy of helping others. This deep passion ensures he goes the extra mile to ensure clients feel confident, informed, and excited about the home-buying process, creating lifelong relationships.

Where other lenders see roadblocks, Chris Daly sees opportunity. Specializing in a variety of loan programs, He is the go-to resource for buyers whether they are purchasing their first home or expanding their real estate portfolio. Utilizing all the resources that Southern Trust has available, Chris Daly is able to personalize the mortgage process to fit each buyer’s unique financial situation and confidently guide each buyer from contract to closing.

Precision Lending for a Flawless Closing

Chris’s personal connection to the coastal communities he serves enhances his ability to provide meaningful insights and guidance.

In mortgage lending, the smallest detail can delay a closing. Chris Daly brings precision and detail-oriented execution to every step of the process. Known for meticulous file preparation and systematic review, He ensures all documentation is accurate and complete. This flawless execution minimizes conditions, prevents last-minute surprises, and delivers the predictability that clients and real estate agents demand. With Chris Daly and Southern Trust, you can expect a positive mortgage experience from application to funding.

Resources

Essential Homebuyer Resources

See how our clients achieved their homeownership goals with us.

The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

Estimate your monthly payment and apply with confidence!

Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your Mortgage Loan officer.

What Makes Us Stand Out

Proven Lending Results Backed by Experience

With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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Southern Trust was amazing to work with and made the process so easy!

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Paige Grindstaff

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Hi, Its amazing to work with you.

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Arpit Saxena

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Had a great experience

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Gaurav Shrivastava

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great experience, Chris Daly is the best loan officer ever!!

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sally holt

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My husband and I would like to thank Mr. Wes Flowers and team for their dedication and persistence in helping us secure a loan. From the beginning they took the time to truly understand our situation and worked tirelessly to find a solution that would make our property purchase possible. Their hard work made something that once seemed impossible become a reality.

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waperry1515

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STM has helped us refinance our home twice now. The process was streamlined and stress free each time. Would recommend them for anyone looking for a local lending expert.

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Evan Pereira

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Very quick turnaround to close.

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Danny Evix

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Friendly, Professional, handled all forms quickly and answered questions exactly.

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Dan Maerzke

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Jake and his team were professional and very timely. We appreciate all of their hard work in helping us secure our new home! We will be sure to recommend in the future to friends and family. Thanks!

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Drew Jones

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It’s always a pleasure working with Southern Trust Mortgage, LLC! Thanks to Mark for a smooth transaction!!

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Susan Davis

Chris Daly

NMLS #68584

Mortgage Loan officer

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From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.