Meet Our Mortgage Loan Officer Brandon Beddie

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Brandon Beddie

Mortgage Loan Officer

(16 Reviews)

NMLS #1366252

Licensed in: NC, VA

Personable Guidance

Clients appreciate the approachable, friendly support offered throughout every step of the mortgage journey. Through clear communication and genuine care, every question is answered, and every concern is addressed, making the experience easy and reassuring.

Reliable Mortgage Expertise

Clients can depend on detailed industry knowledge paired with a responsive, hands-on approach. By staying accessible and proactive, each client receives tailored advice and a smooth, confident path to homeownership or refinancing success.

About Brandon

Get To Know Me

Friendly, Reliable, Approachable

Client Advocacy & Problem Solving

Brandon’s love for family shapes everything he does, both personally and professionally. He believes that every client deserves the same care, respect, and attention he gives to his own loved ones. By fostering a welcoming, supportive environment, he helps clients feel like part of the family — making their homeownership journey more personal, meaningful, and memorable.

Every mortgage faces unique challenges, but Brandon Beddie works tirelessly as your personal advocate throughout the entire mortgage process. Brandon Beddie views His clients as friends, advocating on your behalf to ensure the process is seamless, documents and commitments are met, appraisal are reviewed, and loan conditions are cleared efficiently. When you need a lender who is on your side every step of the way, you need Brandon Beddie.

Your Trusted Local Lender

Brandon is passionate about leaving a legacy for his children built on hard work, honesty, and genuine service to others. Every interaction with clients reflects his unwavering commitment to making a positive, lasting difference. He hopes his dedication to helping families achieve their dreams inspires his kids and shows that true success is measured by the lives you impact and uplift.

Brandon Beddie is a local lender in your community, which has real advantage in the North Carolina, Virginia market. At Southern Trust, Brandon Beddie can provide you with more than rates, you can gain valuable insights into local property taxes, locality specific programs, and connections with trusted local professionals. This specialized community focus ensures that everyone involved in your homebuying process is not only your team but also your neighbor and friend. Brandon Beddie local expertise helps clients make smarter financial decisions when buying their home.

Strong Guidance and Experience

Brandon’s unique approach combines extensive mortgage expertise with an approachable, easygoing style that clients truly appreciate. Instead of overwhelming clients with jargon, he breaks down complex information into clear, manageable steps. His ability to educate, support, and empower clients transforms what can be an intimidating process into a confident, rewarding experience from start to finish.

Brandon Beddie is more than just a loan officer, He is a dedicated financial partner to making your homeownership goals a reality, He is passionate about empowering first-time homebuyers in the community, offering guidance every step of the way. From pre-approval to closing, buyers who have worked with Brandon Beddie have confidently navigated the process and felt prepared for homeownership. His commitment extends beyond the closing table, offering regular mortgage check-ups and refinancing advice to help clients build long-term wealth through home equity.

Resources

Essential Homebuyer Resources

See how our clients achieved their homeownership goals with us.

The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

Estimate your monthly payment and apply with confidence!

Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your Mortgage Loan officer.

What Makes Us Stand Out

Proven Lending Results Backed by Experience

With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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Brandon made financing our dream home quick and stress-free while we were selling our starter home. He was responsive, knowledgeable, and kept everything on track from start to finish. We highly recommend him to anyone looking for a great loan officer!

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Seth Lubaton

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EXCELLENT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

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Joshua Thompson

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Brandon Beddie was excellent to work with during our home buying process! He was able to secure us grants from the state that helped reduce our down payment to very manageable number. Very grateful for his help through this sometimes overwhelming process.

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Kyle Wikle

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Brandon is the best. Thanks so much!

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Evan Shields

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Better than I expected by far

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S R

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Brandon did a great job getting me the best rate and definitely knows how everything works. Highly recommend him. Shout out to Michelle as well on the bank side getting the loan approved

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Chuck Arrington

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Brandon was great through the entire process when my wife and I were buying our first home.

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Joshua McGilly

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Phenomenal service from start to finish. The staff were incredibly friendly, knowledgeable, and went above and beyond to ensure my needs were met

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David Lopez

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Brandon helped me and my wife early on with how to go about getting our first home. He helped guide us to pay off certain things to help with our home purchase. Brandon answered all of our questions day/night and was always quick to respond. Brandon is definitely there for all of your questions and concerns and I will be using him again when I buy my next home. I highly recommend Brandon Beddie & Southern Trust Mortgage.

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Ernie B

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Brandon was very professional and patient the whole process. He’s cares about his clients and if I ever plan to look again in the future I plan to use him again.

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Gregory Robinson Jr

Brandon Beddie, Mortgage Loan Officer, Southern Trust Mortgage

Brandon Beddie

NMLS #1366252

Mortgage Loan Officer

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From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.