Meet The Wes Flowers Team

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Proactive Communication

Wes stands out for keeping clients informed at every stage of the loan process. His team’s consistent, proactive updates eliminate surprises and reduce stress, building trust and confidence from application to closing.

Speed Without Sacrificing Service

Known for moving swiftly, Wes and his team combine efficiency with genuine care. Their ability to deliver results quickly while maintaining high service standards makes them a trusted choice in a fast moving market.

The Wes Flowers Team

Loan Officer Team

Proactive Communication

Wes stands out for keeping clients informed at every stage of the loan process. His team’s consistent, proactive updates eliminate surprises and reduce stress, building trust and confidence from application to closing.

Speed Without Sacrificing Service

Known for moving swiftly, Wes and his team combine efficiency with genuine care. Their ability to deliver results quickly while maintaining high service standards makes them a trusted choice in a fast moving market.

About Team

Your Home, Our Commitment

In a changing market, having expert guidance is essential.

The Wes Flowers Team at Southern Trust Mortgage offers tailored loan options, including VA, FHA, USDA, Conventional, and JUMBO loans, plus grants for first-time buyers, military, first responders, and teachers.

After you apply, we’ll discuss your options, or you can schedule an appointment online. Have questions? Contact us for personalized advice.

We look forward to working with you!

Team Members

Meet the Team

See how our dedicated mortgage team helped clients achieve their homeownership goals.

Wes-Flowers-Headshot-2023- webp
Wes Flowers
Loan Officer
NMLS #205515
Kylie Raffi, Mortgage Loan Officer with Southern Trust Mortgage
Kylie Raffi
Loan Officer
NMLS #2233835
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Dex Auer
Loan Officer
NMLS #607857
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Alex Sheppard
Loan Officer
NMLS #2069443
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Davis Horbal
Loan Officer
NMLS #2462652

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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We could not be happier with our experience with Davis at Southern Trust Mortgage. He was available, open with communication, and kind through the whole process. We were able to secure an interest rate lower than the national average at a price we were told by other lenders was impossible. We are very happy with our experience and glad we went with Davis!

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Taylor Kastorff

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Highly recommend working with John Bernhardt. Very professional and personable. Communicative and overall easy to work with.

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ChefChakan

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Amazing experience!!! Chris Daly is exceptional, profession easy to talk with. Chris is always available to answer questions or concerns. The entire process was easy knowing that he was working to make the buying/closing experience stress free. Big Thanks ChrisDaly!

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Carol Reed

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Great help, allowed me to understand things and ease any worries I had. I always got a response in a timely manner and she was available every time I needed help. Would not have bought her house if it wasn’t her.

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Octavio Torres

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Sonja Milsom at Southern Trust Mortgage is incredible! She helped us secure our FHA loan and made our home-buying process so smooth, even when we hit a few bumps along the way. Her communication was excellent, she always gave quick responses, and she even ended up saving us money. We couldn’t have asked for a better experience. Highly recommend Sonja to anyone looking to buy a home!” I am forever grateful!!

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Tiffany Sessoms

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“Working with Sonja Milsom at Southern Trust Mortgage on Bendix Rd was an absolute game-changer for our home-buying journey! We secured an FHA loan, and Sonja made sure the entire process ran smoothly from start to finish. Her communication is excellent, and her quick responses meant we were never left wondering what came next. Even when we hit a few unavoidable bumps in the road, Sonja handled everything with total professionalism and kept us completely at ease. Most importantly, she looked out for our best interests and ended up saving us money! If you want a lender who is fast, reliable, and genuinely cares about your experience, go see Sonja.” I am beyond grateful, Thank you!!

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Tiffany Sessoms

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We had a smooth and painless process with Courtland Parnell and his team! He was very proactive and a pleasure to work with!

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Jennifer Hartman

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Abby Guadalupe made our home buying experience smooth and stress-free. She was always available to answer our questions, explained every step clearly, and kept us informed throughout the entire process. Even when unexpected situations came up, she worked hard to keep everything moving and made us feel confident every step of the way. Thanks to her dedication, patience, and professionalism, we were able to close on our first home. I highly recommend Abby to anyone looking for a knowledgeable and caring loan officer!

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Grace Colon

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Southern Trust was amazing to work with and made the process so easy!

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Paige Grindstaff

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Desde el primer día Abby fue muy amable, paciente y siempre estuvo al pendiente en todo momento de nuestro caso así también resolvía todas y cada una de nuestras dudas, muy profesional y altamente calificada. La recomiendo al 100%

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Ricardo Garcia Perdo

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Swift, Standout Service

Wes and the team are AMAZING. They kept me informed of each step and worked with a sense of urgency that no other lender has ever before. I appreciate that they get things done as quickly as possible. Hurry up and wait is not their mantra in the slightest. They work swiftly and efficiently which I appreciate. Meg’s works ethic even exceeds mine which is rare to find. Kudos to the team at Southern Trust Mortgage you have made a lasting impression and others should model what you do. The mortgage world would be a much better place if they did. Thank you from the bottom of my heart. It was a complete pleasure doing business with you and I look forward to the next time.

AS
Anna Steadman
First Time Homebuyer
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Stress-Free Homebuying

I had an amazing purchase experience. Communication was great! I really didn’t have any issues. From start to finish I didn’t have any major stressors. Buying a home can be stressful but I can honestly say my experience was pleasant all around. I move around a lot in the military so moving is always a hassle but this process didn’t add to it. Yes there are a lot of requirements that need to be completed but communication was great and Megan was awesome! I would definitely recommend!

CP
Crystal Purvis
First Time Homebuyer
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Passionate First-Home Support

My fiance and I used Kylie Raffi to buy
our first house! She was super competitive. She is passionate about what she does,
and we will continue to use her personally
for future purchases!

HV
Harley Varga
First Time Homebuyer
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The Wes Flowers Team

Loan Officer Team

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From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.