Meet Our Mortgage Loan Officer Dale Lacy

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Dale Lacy

Mortgage Loan Officer

(16 Reviews)

NMLS #589360

Licensed in: FL, NC, SC

Client-Focused Approach

A client-first mindset ensures personalized service, tailoring each mortgage solution to meet individual needs and providing clients with a seamless, supportive experience throughout the home financing process.

Effective Communication

Excels in clear, timely communication, keeping clients informed and empowered at every stage. Transparency builds trust, making clients feel confident in their home financing decisions from start to finish.

About Dale

Get To Know Me

Supportive, Knowledgeable, Trustworthy

Quality You Can Trust

Dale is deeply rooted in family values, always prioritizing a strong, supportive home life. This foundation drives her commitment to helping others achieve the dream of homeownership. Her personal experience with family dynamics fuels her passion for creating financial stability, ensuring her clients can provide a secure and nurturing environment for their own families.

In the ever-changing landscape of home financing, Dale Lacy stands out for quality and integrity you can trust. As a dedicated mortgage professional, she has earned a reputation built on transparency and reliability. Dale Lacy is committed to providing clients with a smooth mortgage experience. Past clients and industry professionals’ credit Dale Lacy as the gold standard for how the mortgage process should happen. When homebuyers choose Dale Lacy, they are choosing a partner committed to the highest level of service.

Lender for Life

Dale is dedicated to building a legacy of trust, integrity, and service. Through her work in the mortgage industry, she aims to leave a lasting impact on her clients, empowering them with the knowledge and resources needed to secure their futures. Dale’s legacy is built on making a positive difference, one home financing journey at a time.

Dale Lacy is not focused on a single transaction; the goal is to be a Lender for Life, guiding clients through every stage of their homebuying journey, from the first starter home to forever home. This focus on long-term partnership means clients receive proactive advice on when to refinance, how to leverage home equity for renovations, and strategic planning for investment properties. Dale Lacy‘s consistent communication, annual mortgage reviews, and commitment to personalized service are why the majority of her business comes from happy, returning clients.

Commitment to Communication

Dale’s expertise in mortgage solutions sets her apart in the industry. With an in-depth understanding of the financial landscape, she simplifies the mortgage process, guiding clients through each step with ease and clarity. Her attention to detail and commitment to finding the best solutions ensures her clients are confident in their financial decisions, both now and in the future.

Dale Lacy understands that the most stressful part of the buying process is the mortgage. Dale Lacy makes a personal commitment to clear, consistent communication from day one. As a dedicated Southern Trust lender, Dale Lacy utilizes an advanced mobile app to provide real-time status updates and secure portal for required documents. Both clients and their real estate agents know exactly where the loan stands and what will happen next. She excels at being a true guide, anticipating client questions and delivering critical information timely, to not cause any closing delays.

Resources

Essential Homebuyer Resources

See how our clients achieved their homeownership goals with us.

The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

Estimate your monthly payment and apply with confidence!

Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your Mortgage Loan officer.

What Makes Us Stand Out

Proven Lending Results Backed by Experience

With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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Highly recommend working with Dale! She’s extremely knowledgeable and makes sure her clients have all the information they need to make educated decisions.

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Allie Reid

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Great job by Dale and her team !

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Frank Burns

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Incredibly helpful, and very knowledgeable. If you’re a first time homebuyer she is a great person to speak with.

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Nick Nogan

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Dale is a great communicator. The process was very smooth. The instructions and explanations were clear and simple. Dale listened to my needs and presented sound solutions. Thanks to Dale and Lisa, I am completely satisfied.

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Carol Milam

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Dale Lacy did a great job on a uniquely challenging transaction. Thank you Dale!!

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Meredith Johnson

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Dale Lacy provided excellent service for us as our mortgage broker. She secured a great rate in these trying times! Dale is extremely responsive to all requests and questions and goes the extra mile to provide exceptional service to her clients. Choose Dale Lacy and let her do the work! You won’t regret it.

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Patti Graulich

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Dale did an amazing job working to help us finance our condo at OIB. She is well organized, professional and provides excellent service. I would use her services again!

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Carrie

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Dale is amazing, I never thought that this would happen thank you so very much

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Ryan Benedict

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“Our experience working with Dale Lacy and her team was nothing short of exceptional. They made the entire process seamless and stress-free, always remaining accessible whenever we had questions. Their deep knowledge and expertise ensured we felt confident every step of the way. We highly recommend Dale Lacy at Souther Trust for anyone looking for a smooth and informed mortgage experience.”

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Christopher Oliva

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Dale was fantastic to work with! They made the entire process easy and stress-free, always keeping us in the loop and answering all our questions. They were quick, professional, and found the best solution for our situation. I really appreciated how approachable and responsive the team was throughout. I’d recommend them to anyone looking for a smooth mortgage experience!

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Tim Zwart

Dale Lacy

NMLS #589360

Mortgage Loan Officer

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From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.