Kylie Raffi

Loan Officer

NMLS #2233835

Licensed in: VA

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Address

295 Bendix Road, Suite 400
Virginia Beach, VA 23452

Mobile

757-618-2948

Phone

757-704-4108

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Meet Kylie Raffi, Your Mortgage Loan Officer in Hampton Roads

With over six years of experience, Kylie Raffi is a dedicated mortgage loan officer specializing in making homeownership a reality for buyers across the Hampton Roads area. As a top-producing loan officer at Southern Trust Mortgage, Kylie is passionate about helping families find their way home, especially those who have been told “no” elsewhere.

For Kylie, a home is more than just a house; it’s security, a fresh start, and a place where families can grow. She is committed to guiding clients across the finish line, turning doubt into keys in hand.

Expertise & Approach

Kylie is known for her creative approach and expertise in helping first-time homebuyers. Her goal is to make homeownership accessible by focusing on maximizing affordability and structuring clean, compliant loans. She specializes in various solutions, including:

Virginia Housing and FHLB grants
FHA, VA, and USDA loans
Creative conventional solutions

In 2024, Kylie’s dedication to making home happen for families earned her the Virginia Housing Bronze Award for helping over 23 families become homeowners, and I helped clients secure over $380,000 in FHLB grant funds.

Community & Commitment

Kylie believes in possibility and doesn’t give up easily, whether it be on a client, a file, or herself. Her dedication extends beyond the office, as she is committed to giving back to the Hampton Roads community through local events, drives, and fundraisers.

In her spare time, you can find her out on the water, fishing, boating, or spending time on the sandbar with friends and family. She is also focused on personal growth, staying active, and capturing memories through photography.

At her core, Kylie wants to be remembered as someone who cared deeply, worked relentlessly, and always found a way to make home happen for her clients.

Ready to explore your path to homeownership in Hampton Roads? Contact Kylie Raffi today to get started!