Meet Our Mortgage Loan officer Marilyn Mikan

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Marilyn Mikan

Loan Officer

(33 Reviews)

NMLS #589352

Licensed in: GA, MD, NC, SC, VA, TN

Clear and Consistent Communication

Marilyn maintains open, proactive communication with her clients throughout every stage of the mortgage process. Her ability to explain complex financial options in a simple, reassuring way helps clients feel confident and informed, even in high-pressure situations.

Reliable Problem Solver

Marilyn is known for her quick thinking and ability to navigate unexpected challenges with professionalism and composure. She always puts her clients first, identifying smart solutions that keep transactions on track and stress to a minimum.

About Marilyn

Get To Know Me

Honest. Accessible. Dependable

Tech Driven Mortgage Solutions

Marilyn’s commitment to her family deeply influences her approach to work. She values time spent with loved ones, and this foundation of trust and support translates into her professional interactions. Marilyn’s family-centered values allow her to form meaningful connections with clients, offering them the same sense of security and understanding throughout their homeownership journey.

Marilyn Mikan combines the efficiency of cutting-edge mortgage technology with the expertise of personalized service. As a Southern Trust Mortgage lender, she offers a digital application process, allowing clients to securely upload documents, track loan status in real-time, and sign disclosures from anywhere. This tech-driven approach drastically reduces paperwork and speeds up approval times. Marilyn Mikan believes technology should enhance, not replace, human connection, ensuring you always have a dedicated professional available for guidance, support and questions.

Flexible Options

Marilyn has built a solid reputation throughout her career as a service-oriented professional who places clients’ needs at the forefront. Known for her unwavering integrity and transparent guidance, she has established a legacy of earning trust and developing long-term relationships. This commitment to service has made her a reliable resource for clients, ensuring they return to her for all their future mortgage needs.

Your life doesn’t fit in a one-size-fits all mold, and your mortgage shouldn’t either. Marilyn Mikan specializes in providing financial flexibility, offering solutions for low down payments, down payment assistance programs, and various ways to structure your loan to best support your buying goals. She will explore all available Southern Trust products, from specialized first-time buyer options to renovation loans, a custom-fit perfect mortgage solution just for you! Marilyn Mikan‘s mission is to unlock homeownership by offering flexible terms that align with your current and future goals.

Empowerment Through Education

Marilyn brings over 25 years of experience with a wide range of mortgage products, including FHA, VA, USDA, and JUMBO loans. Her ability to customize financing solutions for diverse needs—whether it’s a first-time buyer or a seasoned investor—allows clients to feel confident in their decisions. Marilyn’s comprehensive knowledge ensures she is equipped to navigate any situation in the home financing process.

The mortgage process shouldn’t be confusing, and with Marilyn Mikan, it isn’t. She is a passionate educator committed to breaking down the entire lending journey in an easy to understand way. Marilyn Mikan takes the time to thoroughly explain the differences between APR and interest rate, the ability to secure downpayment assistance or grant programs, and the benefit of choosing a specific loan product. Her goal is to ensure every Southern Trust client is confident and empowered to make the best financial decision for their family. Never hesitate to ask a question, because Marilyn Mikan is here to make you a well-informed borrower.

Resources

Essential Homebuyer Resources

See how our clients achieved their homeownership goals with us.

The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

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Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your Loan officer.

What Makes Us Stand Out

Proven Lending Results Backed by Experience

With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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I really enjoyed working with Mrs Marilyn Mikan through out my home buying process. I strongly recommend her if you ever decide to purchase a home . She has awesome and dedicated team .

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Tasha Mcneill

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Marilyn and her team were fantastic! Excellent support throughout the duration of the home buying experience. I’d highly recommend services.

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Jason Govier

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Marilyn was great. She made every step seamless and the entire process went extremely smooth.

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Joshua Kavalary

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Smoothest house buying process ever. Very responsive and easy to work with.

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Jeremy Blanks

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Absolutely awesome service! As a first time homebuyer, I thought that the experience was going to be daunting, but Marilyn, Brittany, and the rest of the STM team helped to ensure that it was painless. From their comprehensive understanding of the timelines/legalities associated with the lending process, to their sincere regard for their clients, Marilyn and STM epitomize the meaning of “customer service” to an unparalleled degree.

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Kyle Riess

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This was our second time working with Marilyn in the home buying process. Each time she has gone far above and beyond what you would expect a mortgage loan officer to do. She is easily reachable, responsive, and very versed in everything mortgage and home buying. I had other mortgage loan officers tell me that the rate she was able to find us was the best they’ve ever heard of and that they couldn’t do any better. Amazing to know that we were getting the best rate out there accompanied with the best quality of service that only she can provide!

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Crystal L

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Marilyn is so competent!! And her kindness is just the cherry on top! I was prepared for a lot of stress, but she made the process so smooth and easy! There was never a mountain too big to move. It’s the second time she helps our family and we have nothing but good things to say.

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Patricia Souza

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10/10! Experienced, Reliable and Attentive! Our clients have worked with Marilyn for years and she aways makes it happen for them. She offers all loan types so you can select whats best for you at competitive rates. If you’re buying or refinancing contact Marilyn!

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Edric Williams

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Marilyn was incredible to work with. From the beginning she made the whole process feel easy and explained things in a way that was clear and never overwhelming. Anytime we had a question, she got back to us quickly and always made sure we felt comfortable with each step. Thanks to her hard work, we closed on our home relatively stress free and even walked away with most of our closing costs covered. That kind of support made a huge difference for us. We’re really thankful for everything Marilyn did and would absolutely recommend her to anyone looking for a lender who is professional, responsive, and genuinely cares about their clients.

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Sith Saengon

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Marilyn was great. She went to our closing and even brought some extra documents to make sure everything we set up for the new house went perfectly. She kept us updated on every aspect and sent multiple emails and texts to make sure we were aware of everything that was needed for us to close on the house. When I buy another house I’ll definitely go to her again. I’ll also recommend to friends and family.

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James Johnson

Marilyn Mikan

NMLS #589352

Loan Officer

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From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.