Meet Our Mortgage Loan Officer Amy Altenburg

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Amy Altenburg

Mortgage Loan Officer

(1429 Reviews)

NMLS #820600

Licensed in: DE, DC, FL, MD, NJ, SC, VA

Client Focused Communication

Amy’s background in assisting loan officers has provided the foundation to serve her clients efficiently. Having seen nearly every possible financial situation, she is equipped with the knowledge needed to make each client feel heard and supported throughout the mortgage process by offering timely updates and having the answer to any mortgage questions that pops up.

Detail-Oriented Problem Solving

Amy excels at navigating complex loan scenarios with accuracy and care. With over 20 years of experience in the mortgage industry, her attention to detail and deep knowledge of diverse mortgage programs allow her to craft tailored solutions that help clients reach their goals seamlessly and stress-free.

About Amy

Get To Know Me

Caring. Dependable. Knowledgeable.

Tech Driven Mortgage Solutions

As a devoted mother of three, Amy understands the emotional significance of finding the right home. Her family values guide her work ethic—she treats each client’s home journey as if it were her own. This warmth and authenticity help clients feel at ease, knowing they’re supported by someone who truly cares about their long-term comfort and stability.

Amy combines the efficiency of cutting-edge mortgage technology with the expertise of personalized service. As a Southern Trust Mortgage lender, she offers a digital application process, allowing clients to securely upload documents, track loan status in real-time, and sign disclosures from anywhere. This tech-driven approach drastically reduces paperwork and speeds up approval times. Amy believes technology should enhance, not replace, human connection, ensuring you always have a dedicated professional available for guidance, support and questions.

Flexible Options

Transitioning from nursing to mortgage lending, Amy has built a professional legacy grounded in compassion and service. Her clients consistently commend her dedication, transparency, and genuine investment in their success. She aims to be more than a loan officer—she’s a trusted advocate who brings empathy, experience, and excellence to every homeownership journey.

Your life doesn’t fit in a one-size-fits all mold, and your mortgage shouldn’t either. Amy specializes in providing financial flexibility, offering solutions for low down payments, down payment assistance programs, and various ways to structure your loan to best support your buying goals. She will explore all available Southern Trust products, from specialized first-time buyer options to renovation loans, a custom-fit perfect mortgage solution just for you! Amy’s mission is to unlock homeownership by offering flexible terms that align with your current and future goals.

Empowerment Through Education

Bethany’s specialization in VA, FHA, USDA, and renovation loans gives her a competitive edge in matching unique borrower needs with the right programs. Her ability to simplify complex processes and guide first-time buyers or investors with clarity makes her a trusted expert in personalized home financing solutions.

The mortgage process shouldn’t be confusing, and with Amy, it isn’t. She is passionate about acting as a resource for buyers to come to as their navigating their home financing. By working with Amy, buyers feel confident that their questions are answered and needs are met. Amy takes the time to thoroughly explain the little details to avoid confusion, like the differences between APR and interest rate, the ability to secure downpayment assistance or grant programs, and the benefit of choosing a specific loan product. Her goal is to ensure every Southern Trust client is confident and empowered to make the best financial decision for their family. Never hesitate to ask a question, because Amy is here to make you a well-informed borrower.

Resources

Essential Homebuyer Resources

See how our clients achieved their homeownership goals with us.

The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

Estimate your monthly payment and apply with confidence!

Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your Mortgage Loan officer.

What Makes Us Stand Out

Proven Lending Results Backed by Experience

With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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We had a smooth and painless process with Courtland Parnell and his team! He was very proactive and a pleasure to work with!

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Jennifer Hartman

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Abby Guadalupe made our home buying experience smooth and stress-free. She was always available to answer our questions, explained every step clearly, and kept us informed throughout the entire process. Even when unexpected situations came up, she worked hard to keep everything moving and made us feel confident every step of the way. Thanks to her dedication, patience, and professionalism, we were able to close on our first home. I highly recommend Abby to anyone looking for a knowledgeable and caring loan officer!

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Grace Colon

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Southern Trust was amazing to work with and made the process so easy!

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Paige Grindstaff

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Desde el primer día Abby fue muy amable, paciente y siempre estuvo al pendiente en todo momento de nuestro caso así también resolvía todas y cada una de nuestras dudas, muy profesional y altamente calificada. La recomiendo al 100%

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Ricardo Garcia Perdo

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“I had an outstanding experience working with Abby throughout my home purchase. From the very beginning, she was professional, knowledgeable, and always willing to answer my questions. She kept me informed every step of the way, explained everything clearly, and made the entire mortgage process much less stressful. Abby worked hard to ensure everything stayed on track and helped make my dream of homeownership a reality. I truly appreciate her dedication, patience, and excellent communication. I highly recommend Abby to anyone looking for a trustworthy and reliable mortgage lender.”

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Pastor Sanchez

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She was very patient and very helpful, everything that I asked got answered. She helped me on every step of the road. I’m very grateful that Abby was the person helping me with this process.

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carlosmartinez86261

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I highly recommend my lender. From day one, she worked diligently and maintained constant communication throughout the entire process. She explained every step with great patience, answered all of our questions, and quickly resolved any issues or unexpected challenges that arose. She was always kind, professional, and inspired a great deal of confidence. As first-time homebuyers, having her guidance and support made a huge difference. She was truly an essential part of making our dream of homeownership a reality. I cannot recommend her highly enough!

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Natasha Valdez

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Hi, Its amazing to work with you.

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Arpit Saxena

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Had a great experience

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Gaurav Shrivastava

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“I highly recommend !!! ABBY made the entire process smooth and stress-free. As a first-time home buyer, I had a lot of questions, and Abby was incredibly patient and responsive. They helped me with everything from start to finish and ensured I was kept informed at each stage.

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KeishlaEspada

Amy Altenburg

NMLS #820600

Mortgage Loan Officer

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From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.