Meet Our Mortgage Loan Officer David Johnston
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Patient & Supportive
Clients feel completely supported throughout the mortgage process, especially first-time home-buyers, he thoroughly explains every detail and answers all questions, ensuring they are confident and informed every step of the way.
Client-Focused Expertise
With a dedication to understanding each client’s unique needs, David provides tailored mortgage solutions that ensure clients receive the best rates and personalized service, making the entire home-buying experience smooth and stress-free.
About David
Get To Know Me
Patient, Supportive, Knowledgeable
Client Advocacy & Problem Solving
A proud veteran and Richmond, Virginia native, David brings integrity, discipline, and a deep commitment to service. With decades of experience in customer care, he believes that putting people first is the foundation of great relationships and successful outcomes.
Every mortgage faces unique challenges, but David Johnston works tirelessly as your personal advocate throughout the entire mortgage process. David Johnston views His clients as friends, advocating on your behalf to ensure the process is seamless, documents and commitments are met, appraisal are reviewed, and loan conditions are cleared efficiently. When you need a lender who is on your side every step of the way, you need David Johnston.
Your Trusted Local Lender
Clients consistently praise David for his professionalism, strong communication, and dedication. Known for making the mortgage process clear and stress-free, he earns trust by being dependable, knowledgeable, and genuinely invested in each client's success.
David Johnston is a local lender in your community, which has real advantage in the Virginia market. At Southern Trust, David Johnston can provide you with more than rates, you can gain valuable insights into local property taxes, locality specific programs, and connections with trusted local professionals. This specialized community focus ensures that everyone involved in your homebuying process is not only your team but also your neighbor and friend. David Johnston’s local expertise helps clients make smarter financial decisions when buying their home.
Strong Guidance and Experience
With over 30 years in finance and more than 16 years in the mortgage industry, veteran David Johnston delivers expert guidance in every transaction. He offers personalized solutions across VA, FHA, USDA, Conventional, and JUMBO loans to help clients secure the right financing.
David Johnston is more than just a loan officer, He is a dedicated financial partner to making your homeownership goals a reality, He is passionate about empowering first-time homebuyers in the community, offering guidance every step of the way. From pre-approval to closing, buyers who have worked with David Johnston have confidently navigated the process and felt prepared for homeownership. His commitment extends beyond the closing table, offering regular mortgage check-ups and refinancing advice to help clients build long-term wealth through home equity.
Resources
See how our clients achieved their homeownership goals with us.
We've based our home loan process on empathy for our home buyers and their agents.
Estimate your monthly payment and apply with confidence!
Discover loan options tailored to your needs and start your journey with confidence.
When buying a home, there are many documents you'll need to provide to your Loan officer.
What Makes Us Stand Out
With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.
Testimonials
Hear From Our Clients
See how our clients achieved their homeownership goals with us.
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Jessica Bruce
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Jo Rasberry
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Hal Dalton
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Sarah M
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Aldreena Ferebee
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Rhonda Atkinson
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Cheryl Robertson
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JoeAnn Newby
Mortgage Loan Officer
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From Dreams to Keys
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.