Meet Our Mortgage Loan Officer Adam Asuega

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Adam Asuega

Sr. Mortgage Loan Officer

(54 Reviews)

NMLS #2581204

Licensed in: DC, MD, NC, TN, VA

Client-Centered Approach

The focus is on delivering personalized and attentive service, ensuring every client feels well-informed, supported, and confident throughout their homeownership journey. Whether buying, refinancing, or qualifying for loans, every need is met with care.

Expert Knowledge & Experience

With a thorough understanding of diverse loan programs, expertise is used to tailor the best solutions for each client. This ensures a smooth, stress-free mortgage process, while addressing unique financial needs with precision and reliability.

About Adam

Get To Know Me

Dedicated, Approachable & Solution-Oriented

adam asuega mortgage loan officer with family

Tailored Guidance for Every Home Journey

Adam’s strong family values shape the way he serves his clients, ensuring each one feels heard, supported, and respected. By treating every client like family, Adam takes the time to understand their unique needs and offers personalized, thoughtful advice, creating an environment where clients feel confident and comfortable throughout the entire mortgage process.

Whether you are buying your first home, relocating with the military, or expanding your real estate portfolio, I am here to navigate the details alongside you. You can expect complete transparency and zero jargon. I focus on giving clear explanations and proactive communication so you always know where your loan stands.

Adam Asuega Mortgage Loan Officer with the Pat Miller Mortgage Team

Your Local Hampton Roads Mortgage Lender

Adam’s commitment to building a legacy of trust and integrity means clients can rely on him for honest guidance and exceptional service. Every interaction is an opportunity to make a meaningful impact, whether helping clients purchase their first home or refinance. Adam’s dedication ensures clients are set up for long-term success and confident in their financial future.

Born in raised in Virginia Beach, I know the ins and outs of our local market. I specialize in breaking down the mortgage process into clear, manageable steps so you always feel confident and informed. My entire career has centered around helping people, and there is nothing more rewarding than guiding neighbors toward their dream home in the community I love.

Rooted in Family & Community

With extensive knowledge of loan programs and market trends, Adam provides tailored mortgage solutions that best fit each client’s unique situation. His expertise allows him to simplify complex processes, offering clear, understandable guidance. This ensures clients receive the most effective solutions for their needs, making their home-buying journey smooth and rewarding.

When I’m not crunching numbers or closing loans, you can find me spending time with my family, at the gym, on the golf course, or coaching my kids’ Beach FC Advanced soccer team. As the first person in my family to graduate college, I know firsthand the power of financial literacy and homeownership, and I am dedicated to helping families build lasting stability for generations to come.

Resources

Essential Homebuyer Resources

See how our clients achieved their homeownership goals with us.

The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

Estimate your monthly payment and apply with confidence!

Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your Mortgage Loan officer.

What Makes Us Stand Out

Proven Lending Results Backed by Experience

With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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The process with Pat and his team was perfect. This was our first home buying experience and they were able to help us at any time with questions we may have had and guide us in the right direction. If it ever comes around to purchasing another home, Pat will be the loan officer I will be calling

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Marshall Timmons

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We had an outstanding experience with Southern Trust Mortgage from start to finish. As first-time homebuyers, this process felt overwhelming at times, but Pat Miller and the entire team made everything incredibly smooth and kept us informed every step of the way. Pat was always available to answer our questions, explain our options, and make sure we understood what to expect. We never felt rushed or pressured, and he was proactive in keeping everything on track. The entire team was organized, responsive, and made the underwriting and closing process far less stressful than we anticipated. We closed on our home on time, and every estimate and expectation they set throughout the process was communicated clearly. We truly felt like they were looking out for our best interests. We would absolutely recommend Southern Trust Mortgage—especially Pat Miller and the team—to anyone looking for a knowledgeable, responsive, and trustworthy lender. Thank you for helping us purchase our first home!

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Anna Maravalli

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Pat and his team were outstanding. Would highly recommend them.

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muleskinnerIII

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Pat and team were phenominal to work with. Personalized and timely service that got me to and through the closing table without my need to worry.

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Kyle Arestivo

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Pat Miller and his team did a great job from start to finish. The whole experience was relatively simple and everyone involved took care of us like we were family. They were well organized and the online tools and apps made for easy transfer of documents and communication. If we had questions, not a day would go by that someone on the team would respond with the answer or at least with a timeframe for when to expect an answer. All were friendly and genuinely happy to do their respective jobs. Thank you for a great experience all around. We highly recommend the Pat Miller Team with Southern Trust Mortgage!

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Michael John

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It was an awesome experience with Adam Asuega and everyone on your team. Adam was lightning fast in his responses to all questions and concerns. His responses were detailed, but easy to understand. The happy buyers were able to close early and before their baby arrived. It was

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Vicki Roach

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Mortgage was done in lightening speed!! Hard work by the whole team!!

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Lisa Hagan

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The team was on top of all aspects from the start and absolutely nailed it. Closed on time despite multiple hurdles! Thanks Adam, Pat, Sarah and Spechel!

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Ryan Gero

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Pat and his team were always available when we had questions. Sarah was especially helpful with navigating the VA inspection requirements, Adam was great at responding in a timely manner, and Pat himself was very knowledgeable and helpful when we needed his expertise. Great experience overall and we will definitely use them again in the future.

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Mariellen Gero

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Our experience with Southern Trust Mortgage was absolutely outstanding! From start to finish, the communication was clear, timely, and professional. The entire process was smooth and stress-free, thanks to their guidance and support every step of the way. The app was incredibly user-friendly and made uploading documents and tracking progress simple and convenient. We truly appreciated how easy they made everything. Highly recommend this team to anyone looking for a seamless mortgage experience!

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Lauren Black

Adam Asuega, Mortgage Loan Officer

Adam Asuega

NMLS #2581204

Sr. Mortgage Loan Officer

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From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.