Meet Our Loan Officer Don Ryan

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Don Ryan

Senior Mortgage Loan Officer

(28 Reviews)

NMLS#455889

Licensed in: DC, MD, PA, VA & WV

Comprehensive Expertise

Clients appreciate his extensive knowledge of various loan programs, offering the guidance needed to navigate complex mortgage decisions and find the perfect fit for their financial situation.

Tailored Loan Solutions

Clients value his ability to provide personalized loan options that align with their financial goals, ensuring they have the right choices for their unique home financing needs.

About Don

Get To Know Me

Knowledgeable, Reliable, Approachable

Client Advocacy & Problem Solving

Don’s strong family values influence his professional life. He understands the importance of home and stability, which drives him to provide clients with the best possible mortgage solutions. His dedication to helping families secure a future through homeownership makes him a trusted advisor in their journey toward finding a home.

Every mortgage faces unique challenges, but Don Ryan works tirelessly as your personal advocate throughout the entire mortgage process. Don Ryan views his clients as friends, advocating on your behalf to ensure the process is seamless, documents and commitments are met, appraisal are reviewed, and loan conditions are cleared efficiently. When you need a lender who is on your side every step of the way, you need Don Ryan.

Your Trusted Local Lender

Don strives to leave behind a lasting legacy of trust, reliability, and exceptional service. With a focus on building long-term relationships, he wants to be remembered as someone who positively impacted his clients' lives, helping them navigate complex decisions with ease and confidence, while always putting their needs first.

Don Ryan is a local lender in your community, which has real advantage in the Virginia, Maryland, Pennsylvania, West Virginia market. At Southern Trust, Don Ryan can provide you with more than rates, you can gain valuable insights into local property taxes, locality specific programs, and connections with trusted local professionals. This specialized community focus ensures that everyone involved in your homebuying process is not only your team but also your neighbor and friend. Don Ryan’s local expertise helps clients make smarter financial decisions when buying their home.

Strong Guidance and Experience

Don's deep knowledge of a variety of loan programs—ranging from VA, FHA, USDA to Jumbo loans—sets him apart. His expertise allows him to tailor the right solution for each client’s unique needs, whether they’re first-time homebuyers or seasoned investors. His ability to simplify the mortgage process ensures clients feel confident and supported every step of the way.

Don Ryan is more than just a loan officer, he is a dedicated financial partner to making your homeownership goals a reality, he is passionate about empowering first-time homebuyers in the community, offering guidance every step of the way. From pre-approval to closing, buyers who have worked with Don Ryan have confidently navigated the process and felt prepared for homeownership. His commitment extends beyond the closing table, offering regular mortgage check-ups and refinancing advice to help clients build long-term wealth through home equity.

Resources

Essential Homebuyer Resources

See how our clients achieved their homeownership goals with us.

The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

Estimate your monthly payment and apply with confidence!

Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your Loan officer.

What Makes Us Stand Out

Proven Lending Results Backed by Experience

With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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Very knowledgeable. Willing to take the time and patience to answer any and all questions, issues, or concerns that may occur

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BERRY

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Had a great experience working with my loan officer at Don Ryan Mortgage throughout the home buying process. They were professional, responsive, and made everything easy to understand from start to finish. Communication was consistent, questions were answered quickly, and they helped make the process smooth and stress-free. Definitely appreciated their transparency and effort in getting everything handled on time. Highly recommend to anyone looking to purchase a home.

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Dr.Tariq Masood

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Donald was great to work with. No matter the time of day my questions were always answered. He kept me updated on everything, he made buying my house a breeze. I highly recommend him

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Deanna Warner

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Don was very helpful and patient with us as we navigated everything involved with getting outlet first home. I highly recommend him.

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wesadre92

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Very good

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Gladys Young

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For more than a year, during my search, across three states for a suitable primary residence property, STM agent, Don Ryan has been a highly professional, straightforward, diligent and supportive lender agent. His guidance was professional, focused, and to the point resulting in the purchase of an appropriate property to suit my and my family’s needs. I highly recommend Don to anyone looking for a dedicated lender who knows his professional business extremely well.

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Parr P

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As a real estate broker for many years, and 35 years in the business, i have always trusted Don for his expertise and knowledge to help people into their homes. Give him a call he knows his stuff!!!

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Rosalind Morris

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Looking for a new house? Don Ryan is the loan officer to see! I worked with Don eight years ago when buying my first house, and he was wonderful! He lets you know exactly what is needed to get everything in order and keeps you informed during the whole application process. His vast knowledge about the housing market will help put you at ease – he is patient and has amazing work decorum. Buying a house can be stressful – but it doesn’t have to be! I recently went to Don Ryan for a second time when looking for a home. Again, I was more than happy with the results in regard to the loan application process!

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Valerie Taylor

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Helpful, Knowledgeable, Friendly, and so fast he was always ready with the next step to take

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James Gillen

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Mr. Donald Ryan of Southern Trust Mortgage was super ! Our real-estate agent recommended him to us and what a great referral! Mr. Ryan helped us with the application process every step of the way and gave us the best deal that we qualified for. His years of experience was absolutely essential for getting the deal we needed for our Mortgage and home insurance. Thank you so much Mr. Ryan!❤️

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Liubov Lee

Don Ryan, Senior Loan Officer.

Don Ryan

NMLS#455889

Senior Mortgage Loan Officer

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From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.