Special loan programs for Doctors and Dentists now available from Southern Trust Mortgage

Our Doctor and Dentist home loan program is designed to provide larger home loans with little down payment and no mortgage insurance required. Speak with a Southern Trust Loan Officer in your area to see your options.

Key Features of Doctor - Dentist Loans

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Higher Loan Amounts

This program allows Doctors and Dentists to finance up to $1 million with no mortgage insurance (MI). Up to 95% LTV (Loan-to-Value) offered.

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Low Rates Available

Southern Trust Mortgage keeps our costs low to ensure we can select the lowest possible interest rates.

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No Mortgage Insurance Required

No mortgage insurance is required for this product. This could potentially save thousands over the life of the loan.

Doctor and Dentist Loan Program Overview

This program from Southern Trust Mortgage is a unique mortgage with the benefits you’ve been looking for. If you’re a Doctor or Dentist looking to buy a home, make sure to contact a Southern Trust Loan Officer in your area to explore your options.

  • Loans to $1,000,000 with 5% down
  • No Mortgage Insurance
  • Low Rates
  • In-House Underwriting
  • 5/1 Libor ARMs, 7/1 Libors ARMs, 15 Year Fixed
  • 95% financing to $1,000,000
  • 90% financing to $1,250,000
  • Larger Loans Available – call for Details
  • Doctors and Dentists Qualify

*Exceptions to program guidelines will require rate to be determined after review of the file by the bank. *Sonabank does not offer second mortgages with these programs/products; seconds must be obtained from another source. *Property location restrictions apply. *Additional guidelines apply.

Why trust Southern Trust with your home financing?

Founded in 1998, Southern Trust Mortgage is a full-service mortgage lender. We offer diverse mortgage products designed to meet any home financing need. Our continued success is a result of the outstanding customer service we offer our clients and business partners. All of our loans are expedited through local processing, underwriting, and closing agents. Our industry-leading service truly sets Southern Trust Mortgage apart.

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In business since 1998

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Very competitive interest rates

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Over 65,000 loans closed

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In-house underwriting, processing and funding

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Licensed and experienced mortgage loan officers.

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Focused on developing relationships and trust.