Bottom line up front: Dave and his team are the best group of professionals I have dealt with on something as complex as a real estate deal. As I buyer I had ZERO concerns going into the closing thanks to Dave and his team. All of my issues were squared away well in advance and the closing was smooth. I would gladly recommend Dave to anyone searching for a home loan… and if I ever need services like his again, Dave will be the first person I call. You can take that to the bank.