Tim has the advantages of being young; he is energetic, dedicated, and determined to make a name for himself in the business. He makes himself available 24/7 which is important in his position because the average person who works Monday – Friday 9-5 needs a loan officer who is available outside of that time frame.Tim is also very knowledgeable about the business, he was able to answer every question I ever had. There is a lot of paperwork that needs to be done throughout this process. Tim has the versatility to traverse the paperwork either quickly if you just want to get through it, or slowly if you want to understand some of the finer details.Working with Tim was a pleasure, he is smart, efficient, and professional. I highly recommend him to anybody looking for a loan officer.