After using Mr. Lowry’s services for a re-fi, it became clear we would be return to him for our new home mortgage. In both transactions, Mr. Lowry exemplified a level of professionalism and customer service not common to the field or the times. Mr. Lowry was forever helpful, providing insight based on two decades of experience and a lifetime of personal experiences. E-mails were responded to quickly with follow-up e-mails or even phone calls. In our electronic, paperless world the phone calls are sometimes the best option to do business.I know several other folks who use Mr. Lowry. There is never a negative word said about the man and the way he conducts business. Years ago, the re-fi was painless. The attorney came to our home to settle the paperwork with nothing out of our pockets. Just recently, the new home mortgage was just as clean and worry free. Mr. Lowry has shown himself consistent through the years. Buying a home is stressful. Mr. Lowry is able to provide some calm to the situation. I highly recommend his services; I know they made our home purchasing and re-financing a delight.