Tim is probably one of the best loan officers I have worked with! He walked us through everything, step by step, and made sure that we knew what we were getting in to. He took our busy schedule in to consideration, and worked around it, so he has been nothing, but huge help. He has responded to our questions and emails right away, and he knows what he is doing. He made sure that we were getting the best of everything, and he will back you up in anyway he can to make the deal. I will be sure to refer my friends and family to him for any future purchases. Thank you so much!