Brain Picker is a magnificant professional. His approach to our refinance was methotical and personal. He handled our original home loan at the end 2019 and kept his word on always being just a phone call away for any future assistance we might need or require. He did not disappoint and was able to save us nearly $500 a month on our mortage with a VA refinance. Thank you again Brain for all your hard work and due dilligence to secure us the best deal we could find and his team handled the process effortlessly. We will be sure to reccomend you to all our friends! Have a happy holiday season and may god bless!