Kelsey has made our refinance, sale and purchase of newest home the easiest for us and all parties involved. Even our employers have said she can call at any time (when completed employement verifications) because she was so great to deal with. Our interest rates were top notch, she answered all my dumb questions, and made the process I know so little about less stressful for my me and therefore my husband. We will work with her and Southern Trust Mortgage whenever possible.