I would highly recommend Nic Gills and his staff at Southern Trust Mortgage Company. He more than met my needs in obtaining my home loan and at the best and I do mean best percentage rate. Nic and his staff helped make the process of obtaining the loan seamless, ensuring every detail was tended to. They are both professional as well as caring to meet the clients (me) needs. I honestly cannot praise the people of this company high enough and will definitely contact Nic when I purchase my next home. With sincere appreciation.