Working with Brian was easy and straightforward. We were able to communicate day or evening and his responsiveness was quick and thorough. We set out our needs and financial comfort level and Brian provided us with several scenarios and products to choose from. I also appreciate that forms/documents were available to us electronically so we could conduct business from anywhere at anytime — ideal for a busy family! We felt we got that personal attention so lacking in today’s marketplace. Have already recommended Brian to friends & family!