I highly recommend using Brian Picker for any of your refinancing needs! Not only is he extremely knowledgeable, but he is extremely kind as well. He is the first lender that I have had the pleasure of working with that actually took the time to answer all of my questions (I had a lot of them). He was also the first lender that I have worked with that has had such an incredible response time. I heard back from Brian within twenty minutes of my initial contact-I cannot stress how incredible this was and how much it influenced my decision to go with Brian! I cannot recommend Brian enough!