I truly enjoyed working with Tate. From the time we connected, Tate was very knowledgeable about the mortgage options and was very polite. He was easy to talk to and walked us through the process smoothly. He was able to prequalify us which gave us leverage and confidence in our purchase negotiations. He was also very responsive in supporting us throughout the entire process and had our loan ready to close very quickly. He always followed through on his word. I would recommend Tate and his team at Southern Trust Mortgage to anyone looking to buy a home in the Outer Beaches area.