Very professional and straight-forward guy. He’ll give you the truth and wont pull his punches, so you know exactly where you stand. My previous mortgage lender gave me the run around for over 6 months, wouldn’t return my calls and was very unprofessional. When I refinanced, I ran it by Ryan and he told me exactly where I stood, and we had the loan secured and settled in a month. Id recommend him to anyone who is looking for a mortgage.