Andrew has helped me with loans on my last 2 homes. His level of professionalism is impeccable, and the responsiveness of Andrew and his team, and their ability to make the process as simple and painless as possible, far exceeded my expectations. Andrew had me ready to close more than a week before my actual closing date. I will always use Andrew and Southern Trust for any future home purchases, or any future refinancing. I would highly recommend Andrew to anyone.