I have worked with Mike on two deals now. He helped me with both a refinance and a brand new purchase as of recently. The amount of knowledge he has is incredible, he advised me to pay my Mortgage Insurance off in full up front and over the duration of 6 years it has already save me $4,000 in doing it that way. If you want a smooth process, call Mike Grunwald, and no… I was not paid to write this lol