Awesome always available to answer questions and explain the process. I will recommend him to all my co-workers! He was very helpful in explaining the entire process and helping us get all of our paper work in order. Kris reached out to me every week during the process. He made sure we knew how much of a loan we could afford and still be comfortable financially. I will definitely refinance my home with Kris and I will recommend him to everyone. Great experience overall and a great person to speak with.