First, I don’t write reviews, let alone take the time to register to a website to write a review, nevertheless, it’s worth the time in this case. I’m a real estate investor with a few properties. I needed to refinance out of a hard money loan and tried to with several different mortgage brokers, without success. The issues that seemed to prevent my loan from going through with others, were non-issues to David. His experience proved invaluable and refinancing a recently renovated multi-family property proved to be no issue to him when others were stumped. David follows up, returns calls promptly but most importantly is honest with you. He commands my highest respect and recommendation, you can’t go wrong with Mr. Horvath.