I am a first time home buyer. I wasn’t going to be one because I didn’t want to have to deal with a hostile sellers market. I had seen houses go under contract and then back on the market 2 weeks later. And the caption always said, “BUYERS FINANCING FELL THROUGH.” After some research I realized that a lot of the problem was the lack of due diligence on the lenders part, which is why I’m glad I had Southern Trust Mortgage. They did much of the underwriting process before the actual underwriting process. From the beginning, professionalism to the utmost. But more than that, they actually cared about me and my family. I would and will recommend them to anyone who wants a lender who actually knows what they’re doing; And one who cares about the process of helping you get your contract to closing. In other words, they care about their reputation. So they care about you.