If you are looking for mortgage look no further, Dave has the key to your next home! Really….He is very professional, knowledgeable and quick to reply to your questions no matter how basic they are, but the most important point is that, he can get you the loan! I know, everyone has a different situation. I worked with a major bank that initially agreed with my loan but later asked for more down payment! Told my story to Dave, he said he can get me the loan! My credit score was 20 points below the guidelines; he worked hard and got an exception! Fast forward…3 weeks in total paperwork time, I got the house on exact closing date with 10% down no MI on jumbo loan! Yep, you read it right, 10% down, JUMBO loan no MI! Just give him a call, you’ll be all set…. If he can’t do it, he won’t take your case, simple.He has an amazing team, Kathy his associate is wonderful to work with and Debbie at settlement company is fantastic. My first house buying experience was pleasant and went very smooth.