Recently, my husband and I purchased a home in Northern Virginia. As first-time home-buyers we were overwhelmed by all the information out there on home loans–fixed vs. adjustable, government insured vs. conventional, etc. We learned very quickly that we needed to find a lender that had the patience and skills to help navigate us thru these unfamiliar waters. Ryan Lowry came highly recommended from more than one friend. Ryan communicated all of our options in a way that both my husband and I could understand. He was extremely patient with our 101 questions. In the end, my husband and I went from nervous, unsure first-time home-buyers to confident, excited first-time homeowners. We highly recommend Ryan for all your mortgage lending needs.