Where do I start????? My mortgage loan was a long shot to begin with. A different mortgage lender didn’t want to even be bothered with it. A home loan with one buyer and one income is a more difficult sell to underwriters then having two people on a loan. From our first conversation it was obvious that Brad works a loan process one step at a time. Brad identified the challenges and helped me provide the resources and documentation needed to overcome them. He never gave up and was always available to answer questions. Brad was definitely fighting for me and my family and ultimately we got our home. My eternal appreciation to Brad and Southern Trust Mortgage for their help.