As a first time home buyer, my husband and I had a long list of questions. James as extremely informative. He gave us the good, bad and ugly. He thoroughly explained the homebuyer process from the financial point of view. He answered questioned we’ve asked other financial advisors, and they gave us the most confusing answers. James was straight to the point and very honest, which we really appreciate. We have raved about James to our friends and family members before we even closed on the house. James is the real deal and highly recommended.