Nic Gills and his team are the best finance company I have ever worked with. This is the 7th home my wife and I have purchased. I started using a different finance company and when they dropped the ball, Nic and his team were there to help us out. They were actually miracle workers. They were able to close my home mortgage in an unbelievable 7 business days. That was from the start of the online application to actually singing the paperwork and having the keys in my hand for our new home. All I can say about Nic and Southern Trust is ” I highly recommend them if you ever need a home mortgage. They are AWESOME!”