Tony is nothing short of incredible! I purchased my first home recently and Tony took the time to explain the entire process out from start to finish in simple terms and made sure I completely understood everything. I have a very busy schedule being an airline pilot, but he worked around my hectic schedule and we closed in 30 days without a single hitch. He always responded to emails or phone calls in a very timely manner. Tony got me an extremely low interest rate that beat all the competitors by a wide margin. He called me the morning before I closed and once again explained all the fees and costs and answered any last minute questions I had about the closing process. I would 100 percent recommend Tony for your mortgage needs as he truly cares for his clients and takes the time to explain everything, both which are hard to find these days. Whenever I move onto a bigger and better house, I will defiantly be using Tony again!