Ryan Lowry

Branch Manager

NMLS# 216919

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When it comes to buying, refinancing, or building a new home, Maryland home buyers have a lot riding on their loan specialist.

I specialize in many home loan programs including first-time homebuyers, FHA, Maryland State Programs, and Conventional loans. I am proud to serve all of Harford County, Maryland but I am also able to assist homebuyers in every state that Southern Trust Mortgage serves including Pennsylvania, Ohio, Delaware, Maryland, Virginia, West Virginia, Tennessee, North Carolina, South Carolina, and Georgia. Along with Harford County, I also proudly serve the Baltimore, Cecil County, Carroll County, Towson, White Marsh, Lutherville, Timonium, Parkville, Middle River, Dundalk, Essex, Bel Air, Jarrettsville, Fallston, Abingdon, Joppa, Westminster, Sykesville areas.

Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

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Send me a message below or give me a call at 410-753-2236.

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Ryan Lowry

Branch Manager
NMLS# 216919


101 N. Main Street Suite A
Bel Air, MD 21014







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