Nic Gills

Nic Gills is a Production Manager with Southern Trust Mortgage in the Chester, MD office serving all the Eastern Shore of Maryland and surrounding areas.

Nic has over a decade of experience in the mortgage industry. As a seasoned loan officer native to the Eastern Shore, Nic specializes in USDA financing. He also enjoys working with First-Time Homebuyers, guiding them through the process by thoroughly explaining each step so they have a full understanding of their loan. In doing this, Nic has built many lifelong relationships with families through all their home purchases and refinances.

Nic specializes in many home loan programs including first-time homebuyers, FHA, VA, and conventional loans. He is licensed to do loans in Maryland, with a concentration in the Queen Anne’s County, Anne Arundel County, Kent County, Caroline County, Talbot County, Dorchester County, Baltimore County, and Howard County areas.

Nic is a graduate of Kings College with a Business Management/Marketing degree. He currently lives in Grasonville, Maryland with his wife and two children. When not working, he enjoys playing golf and being on the water.