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Seamless Real Estate and Mortgage Solutions

Your Home, Our Commitment

If you have been considering purchasing a home and not sure where to start, We are the team for you! let's get started!

Our Services

Expertise You Can Trust and Personalized Service Unique to You!

Buyer Representation

From the initial search to closing the deal, we are committed to finding your ideal home.


Seller Representation

Our strategic marketing and expert negotiation skills help you get the best value for your property.

Mortgage Financing

Receive personalized mortgage guidance tailored to your unique financial situation and homeownership goals, ensuring a smooth and informed journey to your new home.


Meet the team

Our vision is to empower clients to achieve their dreams of homeownership by providing exceptional service, acting as a dedicated partner throughout the journey.

Alex Sheppard

Southern Trust Mortgage
757-818-1986
[email protected]
APPLY ONLINE 


Kathleen Gamble

COVA Collective Realty
757-232-7016
[email protected]


Jeremy Ruff

COVA Collective Realty
717-645-4162
[email protected]


We are here to help you every step of the way. 

Rest Assure, our Team will guide you through the homebuying process, taking you from application to home with comfort and confidence.

Ready to learn more? 

Get the scoop on loan options, and down-payment options!

Southern Trust Mortgage LLC, NMLS #2921 (www.nmlsconsumeraccess.org) lends in the following states: District of Columbia - #MLB-2921 | Delaware –#036386 | Maryland | North Carolina – #205483 | Pennsylvania –#94064| South Carolina | Tennessee | West Virginia –#ML-34191 | Virginia – #MC7387 | Florida – MLD #2151; Southern Trust Mortgage, LLC d/b/a Southern Residential Lending in the following states: Georgia –#16579 | New Jersey – Licensed by the N.J. Department of Banking and Insurance. By refinancing a consumer’s existing loan, the consumer’s total finance charges may be higher over the life of the loan.