Think you need 20% down on a jumbo loan? THINK AGAIN!

Adjustable Rate Mortgage (ARM) home loans with as little as 5% down and no mortgage insurance are now available! Contact a Southern Trust Mortgage Loan Officer in your area to learn more about our 5% down ARM loan with NO Mortgage Insurance.

Key Features of 5/5 ARM Loans

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No es necesario un seguro hipotecario

Usually a mortgage with less than 20% down payment requires private mortgage insurance. With this product, there is no private mortgage insurance even with a down payment as low as 5%. This helps you save monthly by keeping your mortgage payment lower.

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Adjustments Happen Every 5 Years

The 5/5 adjustable rate mortgage (ARM) is a special offering from Southern Trust Mortgage. The initial interest rate is constant for 5 years with adjustments every 5 years after.

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No Need for a Second Mortgage

Often with a Jumbo mortgage product, borrowers will obtain two mortgages to avoid private mortgage insurance if they are not putting down 20% (first mortgage at 80% of sales price and a second mortgage up to 15%). With this special offering, your down payment may be as low as 5% and you have only one mortgage.

Benefits of our 5/5 ARM Loan

  • Interest rate and payment can change after 5 years and every 60 months thereafter.
  • Maximum increase in rate at first change is 2%
  • Loan Amounts from $300,000 to $729,750
  • Up to 3% Seller Help
  • No Minimum Cash Reserves
  • Single Family, PUD, Condo and 2-4 Units
  • Max 10 Acres
  • Purchase and Rate/Term Refinance

¿Por qué confiar a Southern Trust la financiación de su vivienda?

Fundada en 1998, Southern Trust Mortgage es un prestamista hipotecario de servicio completo. Ofrecemos diversos productos hipotecarios diseñados para satisfacer cualquier necesidad de financiación de viviendas. Nuestro éxito continuo es el resultado del excelente servicio al cliente que ofrecemos a nuestros clientes y socios comerciales. Todos nuestros préstamos se agilizan mediante el procesamiento local, la suscripción y los agentes de cierre. Nuestro servicio líder en la industria realmente distingue a Southern Trust Mortgage.

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En el negocio desde 1998

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Tipos de interés muy competitivos

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Más de 65.000 préstamos cerrados

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Suscripción, tramitación y financiación internas

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Agentes de crédito hipotecario con licencia y experiencia.

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Centrado en el desarrollo de las relaciones y la confianza.