Julia Davis Loan Officer 8720 Stony Point Parkway, Suite 120 Richmond, VA 23235 Cell: (804) 382-2053 Pager: (804) 351-9935 Office: (804) 330-5925 Toll Free: ( 888) 212-7324 Fax: (804) 330-5363 Email: Julia@southerntrust.com

About Julia

For more than 20 years Julia has been helping people realize the dream of owning a home. Because of her honesty, integrity and comprehension of the mortgage process, she has maintained a constant reputation with local builders and realtors while providing outstanding customer service to her clients. She understands the anxiety and frustration many home buyers experience during the loan process and she is willing to go the extra mile to ensure they receive the best possible rate and mortgage program to suit their individual needs and abilities. It is her pleasure to work with you as she would expect one to work with her own family in guiding you from the loan application to the closing table. Julia is always willing to work with you and around your schedule in a non pressured atmosphere.