Privacy Policy
FACTS - What does Southern Trust Mortgage, LLC do with you personal information?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product or service you have with us. The information can include:
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Social Security number and Assets
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Income and Employment Information
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Credit Scores and Credit History
HOW? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Southern Trust Mortgage, LLC chooses to share, and whether you can limit sharing.
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Reasons we share your personal information |
Does Southern Trust
Mortgage, LLC share?
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Can you limit this sharing? |
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For our everyday business purposes
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
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YES |
NO |
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For our marketing purposes
To offer our products and services to you
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YES |
NO |
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For joint marketing with other financial companies |
NO |
We don't share |
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For our affiliates' everyday business purposes
information about your transactions and experiences
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YES |
NO |
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For our affiliates' everyday business purposes
Information about your creditworthiness
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YES |
YES |
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For our affiliates to market to you |
YES |
YES |
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For our nonaffiliates to market to you |
NO |
We don't share |
FinfiFiFFI
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* Call toll-free (800) 748-2147 - our menu will prompt you through our choice(s)
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice
However, you can contact us at any time to limit our sharing
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Questions?
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Call toll-free (800) 748-2147
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Who we are
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Who is providing this notice? |
Southern Trust Mortgage, LLC |
What we do
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How does Southern Trust Mortgage, LLC protect my personal information |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
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How does Southern Trust Mortgage, LLC collect my personal information? |
We collect your personal information, for example, when you
* Apply for financing or give us your income information
* Provide account information or provide employment information
* Give us your wage statements
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
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Why can't I limit all sharing? |
Federal law gives you the right to limit only
* Sharing for affiliates' everyday business purposes- information about your creditworthiness
* Affiliates from using your information to market to you
* Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
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What happens when I limit sharing for an account I hold jointly with someone else? |
Your choices will apply to everyone on your account |
Definitions
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies
* Our affiliates include companies with a common corporate identity of Southern Trust Mortgage, LLC; financial companies such as Middleburg Bank, EVB Mortgage, LLC, Atlantic Trust Mortgage, LLC and nonfinancial companies such as First Commonwealth Title.
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinanancial companies
* Southern Trust Mortgage, LLC does not share with nonaffiliates so they can market to you.
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Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products and services to you.
* Southern Trust Mortgage, LLC does not jointly market.
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