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Loan Checklist
The following items may be critical to your loan being completed in a timely manner. Please provide them if they apply to you.
Last 30 Days paycheck stubs for all borrowers (if applicable)
Last 2 years W-2's for all borrowers (if applicable)
Last 2 years tax returns for all borrowers. Including all forms.
Last 2 months bank statements (savings and checking)
Copy of Divorce decree, including all pages (if applicable)
Copy of Bankruptcy discharge papers (if applicable)
Explanation Letter (for late payments, collections, etc.)
Copy of Drivers License for all borrowers
Copy of Purchase Agreement.
Copy of all Pension Statements, "Award" Letter, etc. (if applicable)
Copy of Social Security Annual "Award" Letter, Statement, etc. (if applicable)
Southern Trust Mortgage
4433 Corporation Lane, Suite 300 Virginia Beach, VA 23462
Phone: 800-748-2147
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